State-by-State Guides

Car Accident Settlement Guides by State

Every state has different laws, fault rules, and insurance requirements that directly affect your settlement value. Complete guides for all 50 states and Washington DC.

All 50 States + Washington DC

CA

California

Los Angeles, San Francisco

2-Year SOLPure ComparativeAt-Fault

Herniated Disc

$75,000–$350,000

Avg. Time to Settle

12–24 months

TX

Texas

Houston, Dallas

2-Year SOLModified 51%At-Fault

Herniated Disc

$60,000–$300,000

Avg. Time to Settle

12–18 months

FL

Florida

Miami, Orlando

2-Year SOLPure ComparativeNo-Fault

Herniated Disc

$65,000–$280,000

Avg. Time to Settle

14–24 months

NY

New York

New York City, Buffalo

3-Year SOLPure ComparativeNo-Fault

Herniated Disc

$100,000–$500,000

Avg. Time to Settle

18–36 months

PA

Pennsylvania

Philadelphia, Pittsburgh

2-Year SOLModified 51%No-Fault

Herniated Disc

$60,000–$275,000

Avg. Time to Settle

12–24 months

IL

Illinois

Chicago, Aurora

2-Year SOLModified 51%At-Fault

Herniated Disc

$65,000–$290,000

Avg. Time to Settle

12–20 months

OH

Ohio

Columbus, Cleveland

2-Year SOLModified 51%At-Fault

Herniated Disc

$55,000–$250,000

Avg. Time to Settle

10–18 months

GA

Georgia

Atlanta, Augusta

2-Year SOLModified 50%At-Fault

Herniated Disc

$60,000–$270,000

Avg. Time to Settle

12–20 months

NC

North Carolina

Charlotte, Raleigh

3-Year SOLContributoryAt-Fault

Herniated Disc

$55,000–$240,000

Avg. Time to Settle

12–24 months

MI

Michigan

Detroit, Grand Rapids

3-Year SOLModified 51%No-Fault

Herniated Disc

$75,000–$325,000

Avg. Time to Settle

18–36 months

AL

Alabama

Birmingham, Montgomery

2-Year SOLContributoryAt-Fault

Herniated Disc

$50,000–$220,000

Avg. Time to Settle

10–18 months

AK

Alaska

Anchorage, Fairbanks

2-Year SOLPure ComparativeAt-Fault

Herniated Disc

$60,000–$260,000

Avg. Time to Settle

12–20 months

AZ

Arizona

Phoenix, Tucson

2-Year SOLPure ComparativeAt-Fault

Herniated Disc

$55,000–$250,000

Avg. Time to Settle

10–18 months

AR

Arkansas

Little Rock, Fort Smith

3-Year SOLModified 50%At-Fault

Herniated Disc

$50,000–$220,000

Avg. Time to Settle

10–18 months

CO

Colorado

Denver, Colorado Springs

3-Year SOLModified 51%At-Fault

Herniated Disc

$60,000–$265,000

Avg. Time to Settle

12–20 months

CT

Connecticut

Bridgeport, New Haven

2-Year SOLModified 51%At-Fault

Herniated Disc

$70,000–$300,000

Avg. Time to Settle

12–22 months

DE

Delaware

Wilmington, Dover

2-Year SOLModified 51%No-Fault

Herniated Disc

$65,000–$275,000

Avg. Time to Settle

12–20 months

HI

Hawaii

Honolulu, Pearl City

2-Year SOLModified 51%No-Fault

Herniated Disc

$65,000–$280,000

Avg. Time to Settle

12–22 months

ID

Idaho

Boise, Meridian

2-Year SOLModified 50%At-Fault

Herniated Disc

$50,000–$220,000

Avg. Time to Settle

10–18 months

IN

Indiana

Indianapolis, Fort Wayne

2-Year SOLModified 51%At-Fault

Herniated Disc

$55,000–$240,000

Avg. Time to Settle

10–18 months

IA

Iowa

Des Moines, Cedar Rapids

2-Year SOLModified 51%At-Fault

Herniated Disc

$48,000–$210,000

Avg. Time to Settle

10–16 months

KS

Kansas

Wichita, Overland Park

2-Year SOLModified 51%No-Fault

Herniated Disc

$52,000–$230,000

Avg. Time to Settle

10–18 months

KY

Kentucky

Louisville, Lexington

2-Year SOLPure ComparativeNo-Fault

Herniated Disc

$55,000–$240,000

Avg. Time to Settle

10–18 months

LA

Louisiana

New Orleans, Baton Rouge

1-Year SOLPure ComparativeAt-Fault

Herniated Disc

$60,000–$265,000

Avg. Time to Settle

12–24 months

ME

Maine

Portland, Lewiston

6-Year SOLModified 50%At-Fault

Herniated Disc

$55,000–$240,000

Avg. Time to Settle

10–18 months

MD

Maryland

Baltimore, Columbia

3-Year SOLContributoryAt-Fault

Herniated Disc

$65,000–$275,000

Avg. Time to Settle

12–22 months

MA

Massachusetts

Boston, Worcester

3-Year SOLModified 51%No-Fault

Herniated Disc

$70,000–$300,000

Avg. Time to Settle

12–24 months

MN

Minnesota

Minneapolis, Saint Paul

2-Year SOLModified 51%No-Fault

Herniated Disc

$65,000–$275,000

Avg. Time to Settle

12–20 months

MS

Mississippi

Jackson, Gulfport

3-Year SOLPure ComparativeAt-Fault

Herniated Disc

$50,000–$220,000

Avg. Time to Settle

10–18 months

MO

Missouri

Kansas City, St. Louis

5-Year SOLPure ComparativeAt-Fault

Herniated Disc

$55,000–$245,000

Avg. Time to Settle

10–18 months

MT

Montana

Billings, Missoula

3-Year SOLModified 51%At-Fault

Herniated Disc

$52,000–$225,000

Avg. Time to Settle

10–18 months

NE

Nebraska

Omaha, Lincoln

4-Year SOLModified 50%At-Fault

Herniated Disc

$50,000–$215,000

Avg. Time to Settle

10–16 months

NV

Nevada

Las Vegas, Henderson

2-Year SOLModified 51%At-Fault

Herniated Disc

$60,000–$265,000

Avg. Time to Settle

10–18 months

NH

New Hampshire

Manchester, Nashua

3-Year SOLModified 51%At-Fault

Herniated Disc

$58,000–$255,000

Avg. Time to Settle

10–18 months

NJ

New Jersey

Newark, Jersey City

2-Year SOLModified 51%No-Fault

Herniated Disc

$80,000–$350,000

Avg. Time to Settle

14–26 months

NM

New Mexico

Albuquerque, Las Cruces

3-Year SOLPure ComparativeAt-Fault

Herniated Disc

$55,000–$240,000

Avg. Time to Settle

10–18 months

ND

North Dakota

Fargo, Bismarck

6-Year SOLModified 50%No-Fault

Herniated Disc

$52,000–$225,000

Avg. Time to Settle

10–16 months

OR

Oregon

Portland, Salem

2-Year SOLModified 51%At-Fault

Herniated Disc

$58,000–$255,000

Avg. Time to Settle

10–18 months

RI

Rhode Island

Providence, Cranston

3-Year SOLPure ComparativeAt-Fault

Herniated Disc

$65,000–$275,000

Avg. Time to Settle

12–20 months

SC

South Carolina

Columbia, Charleston

3-Year SOLModified 51%At-Fault

Herniated Disc

$55,000–$240,000

Avg. Time to Settle

10–18 months

SD

South Dakota

Sioux Falls, Rapid City

3-Year SOLModified 51%No-Fault

Herniated Disc

$50,000–$215,000

Avg. Time to Settle

10–16 months

TN

Tennessee

Memphis, Nashville

1-Year SOLModified 50%At-Fault

Herniated Disc

$55,000–$240,000

Avg. Time to Settle

10–18 months

UT

Utah

Salt Lake City, West Valley City

4-Year SOLModified 51%No-Fault

Herniated Disc

$55,000–$245,000

Avg. Time to Settle

10–18 months

VT

Vermont

Burlington, South Burlington

3-Year SOLModified 51%At-Fault

Herniated Disc

$56,000–$245,000

Avg. Time to Settle

10–18 months

VA

Virginia

Virginia Beach, Norfolk

2-Year SOLContributoryAt-Fault

Herniated Disc

$60,000–$265,000

Avg. Time to Settle

12–22 months

WA

Washington

Seattle, Spokane

3-Year SOLPure ComparativeAt-Fault

Herniated Disc

$65,000–$275,000

Avg. Time to Settle

12–22 months

WV

West Virginia

Charleston, Huntington

2-Year SOLModified 51%At-Fault

Herniated Disc

$52,000–$225,000

Avg. Time to Settle

10–18 months

WI

Wisconsin

Milwaukee, Madison

3-Year SOLModified 51%At-Fault

Herniated Disc

$56,000–$248,000

Avg. Time to Settle

10–18 months

WY

Wyoming

Cheyenne, Casper

4-Year SOLModified 51%At-Fault

Herniated Disc

$50,000–$215,000

Avg. Time to Settle

10–16 months

DC

District of Columbia

Washington DC

3-Year SOLContributoryNo-Fault

Herniated Disc

$85,000–$375,000

Avg. Time to Settle

14–26 months

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